The Law Offices of Ronald I. Chorches

Wethersfield Office: 860-952-3878

Waterbury Office: 203-754-8000

Winsted Office: 860-563-3955

Hamden Office: 203-494-1700

debt relief Archives

Debt relief should be pursued carefully

Residents of Hartford, Connecticut, have varying levels of debt. They may have incurred that in order to start or expand a business, to build a home, for purely personal reasons or unintentionally by overspending. However, they got the debt, many now seek debt relief. To that end, they may look at debt settlement. Those who do should be aware of why it can be a flawed approach.

What can I do to stem my debt after losing my job?

The loss of a job can bring a variety of challenges and stresses. Of course, your primary concern is getting back into the workforce as soon as possible. But in the meanwhile, you will likely need to take some proactive steps to minimize your debt until things turn around for you.

What debt collectors can and can't do

No one goes into debt with the intention of never paying it back, but sometimes life intervenes. An unexpected illness or job loss can make it difficult to keep up with bills, and once you fall behind, it can feel like an exercise in futility trying to catch up. On top of that stress, you have to deal with constant letters and phone calls from creditors, who often try to make you feel like a criminal for being in debt. They may even resort to illegal tactics to scare you into paying. Thankfully, we have the Fair Debt Collection Practices Act, which protects debtors from harassment.

Obtaining relief from overwhelming medical bills

According to the World Health Organization, Americans spend more per capita on health care than any other nation, roughly 10 times the global average. Health care spending in the U.S. rose 5.8 percent in 2015 to $3.2 trillion - or an average of $9,980 per person.

The Law Offices of Ronald I. Chorches

Wethersfield Office
449 Silas Deane Hwy
Wethersfield, CT 06109

Phone: 860-952-3878
Fax: 860-513-1577
Wethersfield Law Office Map

Waterbury Office
One Exchange Place
21 West Main Street
4th Floor
Waterbury, CT 06702

Phone: 203-754-8000
Fax: 203-841-0304
Map & Directions

Winsted Office
487 North Main Street
Winsted, CT 06098

Phone: 860-563-3955
Map & Directions

Hamden Office
2558 Whitney Ave
Hamden, CT 06518

Phone: 203-494-1700
Map & Directions

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