• Facilitating Mortgage Loan Modification

We provide legal assistance to people in Hartford and New Haven who are trying to obtain loan modification before filing bankruptcy or losing their house. If you are facing a legal action because you have defaults on your loan, read on to find out how we will help you get back on track.

Obtaining a mortgage modification on your own is tough. The hard part for individuals attempting to negotiate on their own is that you are really at the mercy of the mortgage companies. If you don’t have leverage, it is hard to get a good deal. We can give you that edge. We can help you negotiate favorable terms that may include a reduction in mortgage payments that reflects your ability to pay.

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People often get stuck with the mortgage modification process. Mortgage companies routinely reject modification requests if paperwork is incomplete or is not filled out correctly. We can assist you with completing the documentation correctly and facilitating the modification. If you have already been approved for a modification, let our lawyers review your legal documents to ensure that the terms are in your best interest – not just your banks.

At The Law Offices of Ronald I. Chorches, we understand the frustration you are experiencing. Attorney Chorches and our entire team have represented many clients throughout the Hartford, Connecticut, area who have experienced the same thing.

Is A Mortgage Modification Possible?

Most mortgage lenders do not want to foreclose. The process can be cumbersome and they risk losing more than they would by accepting another offer, even if the offer is less than the full value of the loan. For this reason, attorney Chorches is sometimes able to negotiate with lenders to work out mortgage modifications. Depending on the circumstances, it is possible to work out extended payment plans with lower monthly payments, lower interest rates or even reduced principal.

Do not continue shuffling your money every month – trying to figure out which payment to skip or where else to borrow from to make your mortgage payment. Talk with us. Not only are we sympathetic to the situation you are facing, we can help truly you. Bringing decades of experience and unmatched knowledge in bankruptcy and other financial law matters, attorney Chorches knows the bankruptcy process as well as numerous alternatives to bankruptcy, including loan modifications.

Get In Touch With Us

Do not try to negotiate with your mortgage lender on your own. Discuss your options with debt relief lawyer Ronald I. Chorches at your free consultation. Contact us today.